Divisa vs. moneda
The Spanish words 'divisa' and 'moneda' both relate to the concept of currency, but they are used in different contexts.
Divisa
'Divisa' refers specifically to foreign currency or exchange. It is used when talking about money from other countries.
Necesito cambiar mis divisas antes de viajar.
(I need to exchange my foreign currency before traveling.)
Las reservas de divisas del país están aumentando.
(The country's foreign currency reserves are increasing.)
La tasa de cambio de la divisa es muy favorable hoy.
(The exchange rate of the foreign currency is very favorable today.)
Moneda
'Moneda' refers to money in general, including coins and notes, and can be used to talk about national currency.
La moneda oficial de España es el euro.
(The official currency of Spain is the euro.)
Tengo algunas monedas en mi bolsillo.
(I have some coins in my pocket.)
El diseño de la nueva moneda es muy bonito.
(The design of the new coin is very beautiful.)
Summary
In summary, 'divisa' is used when referring to foreign currencies, while 'moneda' refers to money in general or the national currency. This distinction is important for clarity in financial contexts.